Fintech & Payments Consultancy

Strategic clarity
for complex
payment ecosystems

We help financial institutions, fintechs, payment providers, and merchants navigate regulation, technology, and strategy, turning complexity into competitive advantage.

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Core Expertise
  • 01
    Payment Infrastructure Scheme licensing, processing architecture & connectivity
  • 02
    Regulatory Strategy PSD2, PCI-DSS, EMV compliance & licensing advisory
  • 03
    Market Expansion Go-to-market strategy for new geographies & verticals
  • 04
    Product Advisory Wallet, card, open banking & embedded finance design
What We Do

End-to-end advisory for
every player in payments

Payments Strategy

Most payments architectures are inherited, not designed. We audit what you have, identify the gaps, and build a strategy that's cost-efficient and built to scale: card scheme selection, PSP partnerships, real-time payment rails, and infrastructure that won't crack under growth.

PSP Consulting

Compliance & Licensing

Regulation shouldn't block momentum. We turn PSD2, PCI-DSS, EMI licensing, and scheme compliance into clear, executable frameworks — so your team moves forward instead of waiting on a consultant's report.

Market Entry

New geography. Unfamiliar acquiring relationships. Local payment preferences you haven't mapped yet. We provide on-the-ground intelligence, partner introductions, and a structured go-to-market plan so you enter with confidence, not guesswork.

Product Design

Most payment products fail at the architecture stage, not the design stage. We work with you to define and build digital wallets, card programmes, embedded finance, open banking, and BNPL that hold up commercially and technically from day one.

Merchant Solutions

Processing fees are your second-largest operating cost, and one of the few you can actually reduce. We assess your stack, renegotiate acquirer terms, and redesign checkout to cut costs and lift conversion — often recovering the engagement cost in the first month.

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Due Diligence

Most acquirer RFPs go to the wrong bidder. Before you invest in or acquire a payments business, we provide deep diligence on technology, licensing, scheme agreements, revenue quality, and operational risk — so you transact with confidence.

15+
Years in payments & fintech
80+
Engagements delivered
30+
Markets covered globally
4×
Average client ROI
Why Fin-Pro

Deep domain expertise,
independent perspective

We are practitioners, not generalists. Our team has held senior roles at payment networks, banks, and leading fintechs, bringing real-world experience to every engagement, whether you're a regulated institution, a growing fintech, or a merchant looking to take full control of your payments strategy.

Common Questions

Frequently asked
questions

What types of organisations does Fin-Pro work with?
We work across the payments ecosystem, financial institutions, banks, and credit unions; fintechs and neobanks; payment service providers (PSPs) and acquirers; card issuers; and merchants of all sizes looking to optimise their payments stack. If your business is materially touched by payments, we can likely add value.
How long does a typical engagement take?
It depends on scope. A focused advisory session or payments cost audit can be completed in a matter of days. A full strategic review, licensing programme, or market entry engagement typically runs over 4–12 weeks. We always agree a clear scope and timeline upfront, and we don't pad engagements, we work to the outcome, not the clock.
Do you work across all geographies?
Yes. We have active experience across Europe, the UK, the Middle East, Africa, and North America, and we maintain a network of specialist partners in markets where we don't have direct presence. Our team is remote-first, with offices in Tel Aviv and London. We've supported clients in 30+ markets globally.
What's the difference between your PSP Consulting and Merchant Solutions services?
PSP Consulting is designed for payment service providers themselves, businesses that operate payment infrastructure, hold licences, and serve merchants or issuers. Merchant Solutions is designed for businesses that accept payments, helping them optimise costs, improve conversion, and take control of their payments stack. The two services are complementary but serve very different client needs.
How do you charge for your services?
We typically work on a fixed-fee project basis, scoped upfront so you always know what you're committing to. For longer-term advisory or retained work, we offer monthly retainer arrangements. We don't charge by the hour and we don't inflate scope. Our incentive is to deliver outcomes, not billable time.
Can you help with both strategy and implementation?
Yes, and we think that distinction matters. We're practitioners, not theorists. We produce strategy that is designed to be executed, and we regularly support clients through the implementation phase, whether that means managing an acquirer RFP, supporting a licence application, guiding a technical integration, or working alongside your team to bring a new product to market.
Let's Talk

Ready to move
forward?

Whether you're a fintech launching a new product, a bank entering a new market, or a merchant looking to optimise your payments stack, we'd love to hear about it.

Email sales@fin-pro.tech
Response time Within 24 hours

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